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DIVIDENDS
Rates as of

SHARES STARTING AT Rate APY*
Regular/Alternate/Payroll $50.00 0.05% 0.05%
Holiday Club $50.00 0.25% 0.25%
Certificate Builder $10.00 0.05% 0.05%
Money Market $2,500.00 0.075% 0.075%
$25,000.00 0.10% 0.10%
$50,000.00 0.125% 0.125%
$100,000.00 0.15% 0.15%
SHARE DRAFTS STARTING AT Rate APY*
Investment Checking $50.00 0.025% 0.025%
IRA SHARES STARTING AT Rate APY*
Regular $50.00 0.05% 0.05%
ROTH $50.00 0.05% 0.05%
REGULAR AND IRA CERTIFICATES STARTING AT Rate APY*
3 Months (NO NEW MONEY) $1,000.00 0.10% 0.10%
$50,000.00 0.10% 0.10%
6 Months (NO NEW MONEY) $1,000.00 0.125% 0.125%
$50,000.00 0.125% 0.125%
12 Months (NO NEW MONEY) $1,000.00 0.15% 0.15%
$50,000.00 0.15% 0.15%
24 Months (NO NEW MONEY) $1,000.00 N/A N/A
$50,000.00 N/A N/A
36 Months (NO NEW MONEY) $1,000.00 N/A N/A
$50,000.00 N/A N/A
60 Months (NO NEW MONEY) $1,000.00 N/A N/A
$50,000.00 N/A N/A
COLLEGE SAVER CERTIFICATE STARTING AT Rate APY*
Matures on 18th Birthday $500.00 N/A N/A

* Annual Percentage Yield (effect of monthly compounding)

This Rate and Account Conditions Sheet states rates applicable to specified accounts. This sheet is incorporated as a part of the Truth-In-Savings Disclosure with Santa Ana Federal Credit Union. For purposes of the disclosure, the APY stated for Certificates was offered within the most recent seven (7) calendar days. Please call the Credit Union at (714) 834-1341 to obtain current rate information as Certificate rates are subject to change daily. All other dividend-bearing accounts, shown are as of the first day of the specified calendar month.

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