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DIVIDENDS
Rates as of

SHARES STARTING AT APR* APY**
Regular/Alternate/Payroll $50.00 0.50% 0.50%
Holiday Club $50.00 2.50% 2.53%
Certificate Builder $10.00 1.00% 1.00%
Money Market $2,500.00 0.80% 0.80%
$25,000.00 1.45% 1.46%
$50,000.00 1.70% 1.71%
$100,000.00 2.05% 2.07%
SHARE DRAFTS STARTING AT APR* APY**
Investment Checking $50.00 0.25% 0.25%
IRA SHARES STARTING AT APR* APY**
Regular $50.00 0.50% 0.50%
ROTH $50.00 0.50% 0.50%
REGULAR AND IRA CERTIFICATES STARTING AT APR* APY**
3 Months $1,000.00 1.88% 1.90%
$50,000.00 2.00% 2.02%
6 Months $1,000.00 2.29% 2.31%
$50,000.00 2.39% 2.42%
12 Months $1,000.00 2.58% 2.61%
$50,000.00 2.70% 2.73%
24 Months $1,000.00 2.79% 2.83%
$50,000.00 2.92% 2.96%
36 Months $1,000.00 3.18% 3.23%
$50,000.00 3.31% 3.36%
60 Months $1,000.00 3.79% 3.86%
$50,000.00 3.91% 3.98%
COLLEGE SAVER CERTIFICATE STARTING AT APR* APY**
Matures on 18th Birthday $500.00 4.41% 4.50%

* Annual Percentage Rate
** Annual Percentage Yield (effect of monthly compounding)

This Rate and Account Conditions Sheet states rates applicable to specified accounts. This sheet is incorporated as a part of the Truth-In-Savings Disclosure with Santa Ana Federal Credit Union. For purposes of the disclosure, the APR and APY stated for Certificates were offered within the most recent seven (7) calendar days. Please call the Credit Union at (714) 834-1341 to obtain current rate information as Certificate rates are subject to change daily. For all other dividend-bearing accounts, all APR and APY shown are as of the first day of the specified calendar month.

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