HOME    ABOUT US    JOIN    28,000 ATMs  
SAFCU@HOME
Savings Accounts

Options

Share Savings

Holiday Club

Certificate Builder

Money Market

Share Certificates

IRAs

College Saver
Certificate


Deposit Insurance



Individual Retirement Accounts (IRA)

It's never too late, or early, to plan for your retirement. A SAFCU IRA is a smart addition to your retirement portfolio, providing potential tax advantages.1 Whether you plan to retire in a few years or a few decades, SAFCU is the place to get started. We offer two IRA plans to help you start saving:


Traditional IRA
A Traditional IRA plan offers three basic benefits: Security for your retirement years; tax-deferred dividends until you withdraw your funds (as early as age 59-1/2); and a possible deduction from annual gross income on your federal income tax return. These tax advantages make the Traditional IRA a powerful tool in creating a balanced, long-term savings plan. Get current rates.
Roth IRA
Roth IRAs allow participants to make an annual contribution up to $4,000. Unlike a Traditional IRA, Roth IRAs permit continuing contributions after age 70-1/2, and there is no requirement to begin withdrawals at age 70-1/2. Retirement savers can have both a Traditional and a Roth IRA, but combined contributions in any tax year are limited to a total of $4,000. The Roth IRA offers more incentives to boost your retirement savings. Get current rates.
Learn more about SAFCU IRAs

Deciding between a Traditional IRA and a Roth IRA.

Two ways to invest: IRA Certificates and IRA Savings.
Have an IRA question?
Call (800) 541-2546

1 Contact your tax advisor for details.



Shortcuts






Loans

Vehicles

Credit Card

Real Estate

Personal

Loan Protection

Checking

Basic

Convenience

Investment

Overdraft Protection

Visa Check Card

Order Checks

Savings

Share Savings

Holiday Club

Certificate Builder

Money Market

Share Certificates

IRAs

College Saver

Access

SAFCU@Home

SAFCU By Phone

Debit and ATM

Face-to-Face

Send and Receive

Member Center

ID Theft Resources

Credit Resources

Financial Tools

Member Discounts

Smartphone Apps

Important Info

Contact

Location

Privacy Policy

Truth In Savings

EFT Disclosure

FEE Schedule

Career Center

Hours

Holidays

     Copyright 2013 Santa Ana Federal Credit Union. 800 West Santa Ana Blvd., Santa Ana, California 92701. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. government agency.