News and Announcements
First Trust Deed? First Think Santa Ana FCU
10/1 rate as low as 3.25% APR*
(10 year fixed and then a variable rate starting in the 11th year)
7/1 rate as low as 3.00% APR*
(7 year fixed and then a variable rate starting in the 8th year)
5/1 rate as low as 2.75% APR*
(5 year fixed and then a variable rate starting in the 6th year)
*APR = Annual Percentage Rate. See Credit Union for full details.
Stearns Lending, LLC and Santa Ana Federal Credit Union
are not affiliated.
This is not a commitment to lend. Program restrictions
apply. Stearns Lending, LLC d/b/a CU Partners offers
many loan products. Stearns Lending, LLC is a California
Limited Liability Company headquartered at:
4 Hutton Centre Drive, 10th Floor
Santa Ana, California 92707
Company NMLS# 1854
Stearns Lending, LLC is licensed by the Department
of Business Oversight under the California Residential
Mortgage Lending Act RMLA# 4130495. This information
is accurate as of April 7, 2015. © 2015 Stearns Lending, LLC. All Rights Reserved.
Mobile Banking Is Now Available!
Mobile Banking is here. Download our FREE mobile banking app today!
Live a Little with a Summer Splurge Loan!
Get a personal loan of up to $5,000 with rates as low as
Offer valid for a limited time. Apply today!
Apply by phone at:
Or visit our office branch at:
800 W. Santa Ana Blvd. Santa Ana, CA 92701
*APR=Annual Percentage Rate. APR as low as 7.99%. Your actual APR will be determined by your individual credit profile. Loan amount up to a maximum of $5000.00. Your actual loan amount will be based on your ability to repay the loan according to our normal lending guidelines. See credit union for complete details.
Pick Your Rate, Pick Your Term!
Act now and you may qualify for a rate as low as:
Whether you are purchasing a new vehicle or refinancing an existing auto loan from another financial institution, you’ll be able to get behind the wheel knowing that our competitive rates and terms are saving you money with every mile you drive.
Apply Online by visiting our website: SAFCU@Home
Apply by phone at:
Or visit our office branch at:
800 W. Santa Ana Blvd. Santa Ana, CA 92701
*APR = Annual Percentage Rate
New and used vehicle rates as low as 1.51% for terms up to 36 months. These rates reflect a 1.00% rate reduction for automatic payment of your loan. Without automatic payment, the rates would be as low as 2.51% APR on new and used vehicles, up to 36 months. Standard APRs apply for terms greater than 72 months. (Payment examples: A vehicle financed at 1.51% for 36 months and 100% financing is approx. $28.44 per $1,000 borrowed. A vehicle financed at 2.51% for 36 months and 100% financing is approx. $28.87 per $1,000 borrowed. Please see a credit union representative for complete details about the promotion. All loans are subject to credit approval. Your actual rate is based on your individual credit profile. This offer is not valid for refinancing existing Santa Ana Federal Credit Union auto loans.
Home Equity Line of Credit (HELOC)
Thinking of installing solar panels on your home? Why lease when you can buy! Are you ready to turn your bedroom into a master suite or upgrade your kitchen? A Santa Ana FCU HELOC can help you afford all types of projects around your home!
Now through June 30, 2015, you can apply for a Home Equity Line-of-Credit and get up to $100,000.00 at at a rate as low as
Fixed for 12 months2
Up to 80% of Combined Loan to Value (CLTV)3
Don't wait apply for your loan today!
1 APR=Annual Percentage Rate. Promotion effective through 6/30/2015. Offer only valid for credit secured by your primary residence.
2 Your Home Equity Line-of-Credit (HELOC)APR will be fixed at a rate as low as 3.25% for the first 12 billing cycles from the date that we open your line-of-credit. After the 12 month introductory period your APR will adjust to the then current HELOC rate you would qualify for based on your individual credit profile. Your introductory rate will be based on your individual credit profile.
3 Your actual loan amount cannot exceed 80% combined loan to value (CLTV) including all first or second mortgage loans, lines-of-credit and encumbrances on your home. Please see a credit union representative for complete details about the promotion.
All loans are subject to income and home value verification. This offer is not valid for refinancing existing Santa Ana Federal Credit Union Home Equity Loans or Lines-of-Credit.
Quicken Conversion InstructionsQuicken Conversion Instructions MAC
Quicken Conversion Instructions Windows Express Web Connect
Quicken Conversion Instructions Windows Express Web Connect to Web Connect
Quicken Conversion Instructions Windows Web Connect to Express Web Connect
Quicken Conversion Instructions Windows Web Connect to Web Connect
If you use Quicken to help you manage your finances you can now download your account history from SAFCU@Home into Quicken. We've provided links to instructions on how to convert your SAFCU@Home history into Quicken. Please select the link that has the instructions for your version of Quicken.
Don't Tax My Credit Union!
As a member-owner of Santa Ana Federal Credit Union, you benefit directly from the unique structure of your credit union. Like similar cooperatives, our not-for-profit status has always meant we are tax exempt.
But today, that not-for-profit tax exempt status is being threatened in Congress by lobbyists from the for-profit banking industry. There is nothing big banks want more than to tax your credit union, thereby undermining its ability to offer higher savings rates, lower fees, and superior loan rates. In short, banks want to force everyone to do business at a bank.
Congress is considering a drastic overhaul of the tax code. If congress listens to the big Wall Street banks, your credit union would soon lose its not-for-profit tax exemption, and with it, the high value you have come to expect from your credit union. This effectively means a new tax on you and your family.
We can stop the big banks if we have the help of you, our members.
Please click here
to tell congress Don’t Tax My Credit Union. Only when your voice is heard on Capitol Hill will we be able to convince congress that a new tax on credit unions is actually a tax on you and on millions of other hard working families.
All you need to do is click this link and then enter some basic information. It will only take you 30 seconds to protect the credit union choice that is so important to you, to your family and to your local community.
PLEASE JOIN THE OVER 96 MILLION U.S. CREDIT UNION MEMBERS
and CONNECT FOR THE CAUSE.
SAFCU raises over $7,000 for Children's Hospital of Orange County! (CHOC)
The Santa Ana Federal Credit Union (SAFCU) Team Members participated in the 23rd Annual CHOC Walk in the Park at Disneyland in the early morning hours of Sunday, October 13, 2013. Team Santa Ana had 25 walkers in their group and raised $7,176.84 for CHOC including matching funds from the CO-OP Financial Services Miracle Match program.
Team SAFCU walked as part of Credit Unions for CHOC a group of 20 credit unions that joined forces to work together and raise money for CHOC. Over 800 credit union walkers participated in the CHOC Walk and together over $114,000.00 was raised for CHOC not including funds from the CO-OP Miracle Match.
Overall Close to 16,000 walkers participated in the CHOC Walk this year and $1.8 million was raised to support the care, family services, education and research that CHOC provides for the region's children. The 2013 CHOC Walk had the largest turnout and generated the highest fundraising total of any CHOC Walk so far.
Team SAFCU was proud to participate in the 23rd Annual CHOC Walk. We want to thank, you, our Members for helping us exceed our fundraising goal with donations made online and in our Main Office. Thank you for your support!
SAFCU is Looking for a Few Good Members!
Santa Ana Federal Credit Union (SAFCU) is looking for volunteers to sit on both the Board of Directors and Supervisory Committee. If you are a Member in Good Standing with SAFCU and are willing to serve on either the Board or the Supervisory Committee, please complete the forms below and send them to Jill Mahany, President and CEO of Santa Ana Federal Credit Union, and she will keep your application on file when a position on either the Board or Supervisory Committee becomes available.
If you have any questions about serving on the Board or Supervisory Committee please contact Jill Mahany at 714.834.1341.
Download the Volunteer Application
Download the willingness to serve declaration
SAFCU Announces BIG Screen Winner!
Vicente Alvarado could not believe his ears when he got the call from Santa Ana Federal Credit Union CEO Jill Mahany telling him that he was the winner of the Grand Prize in our Football promotion. When Vicente funded his loan back in September, he was just happy to get such a great deal. He never thought he would actually win the BIG Screen TV. Please join us in congratulating Vicente!
Keep your eye out for other Santa Ana Federal Credit Union promotions and you might be a Grand Prize winner too.
SAFCU Holds Baseball Game Tailgate
SAFCU said "Thank you" to all of the members that participated in the baseball promotion by inviting them to our First Annual Angel's tailgate party on Sunday September 9th. All of the members in attendance were treated to hot dogs, drinks, chips and snacks courtesy as Santa Ana Federal Credit Union before going to the game. Our thanks to all of the members who came out to the tailgate and for supporting SAFCU!
Member Honors SAFCU
Steve McHugh flew this flag over Bagdad, Iraq on July 4, 2011 in dedication to Santa Ana FCU. We are very proud of his special gift!
Our Visa® Credit Card Payment Address Has Changed
To better serve you, we are pleased to announce that we have an update to our Visa Credit Card payment process. Starting June 1, 2011, please send your Visa payments to:
Visa Payment Processing
800 W. Santa Ana Blvd.
Santa Ana, CA 92701
Please call us at (800) 541-2546, or stop by SAFCU if you have any questions.
Verify Your Membership with Sprint
Sprint requires you to verify your Santa Ana Federal Credit Union Membership once per year to keep your discounted plan. Please watch this video to see how to complete the validation process.
Sprint validation video