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Leapin' Lizards That's A Great Rate!

Apply for a Visa® Balance Transfer before Leap Day and receive 2.29% APR* with NO balance transfer fee

Apply today by calling (800) 541-2546!

*APR= Annual Percentage Rate. Offer good through 2/29/16. See Credit Union for full details. Federally insured by NCUA.


Have the holidays tied up your finances?

Don't use high interest credit cards when you can get a low interest personal loan!

Rates as low as:

7.99% APR*

Offer valid until 2/29/16. Apply today!

Apply by phone at:

Or visit our office branch at:
800 W. Santa Ana Blvd. Santa Ana, CA 92701

*APR=Annual Percentage Rate. APR as low as 7.99%. Your actual APR will be determined by your individual credit profile. Loan amount up to a maximum of $5000.00. Your actual loan amount will be based on your ability to repay the loan according to our normal lending guidelines. This offer ends 2/29/16. See credit union for complete details.

First Trust Deed? First Think Santa Ana FCU

<10/1 rate as low as 3.25% APR*
(10 year fixed and then a variable rate starting in the 11th year)

7/1 rate as low as 3.00% APR*
(7 year fixed and then a variable rate starting in the 8th year)

5/1 rate as low as 2.75% APR*
(5 year fixed and then a variable rate starting in the 6th year)

Apply today:
(866) 936-0585

*APR = Annual Percentage Rate. See Credit Union for full details.

Stearns Lending, LLC and Santa Ana Federal Credit Union are not affiliated.

This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC d/b/a CU Partners offers many loan products. Stearns Lending, LLC is a California Limited Liability Company headquartered at:
4 Hutton Centre Drive, 10th Floor
Santa Ana, California 92707
800-350-LEND (5363)
Company NMLS# 1854

Stearns Lending, LLC is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 4130495. This information is accurate as of April 7, 2015. © 2015 Stearns Lending, LLC. All Rights Reserved.

Mobile Banking Is Now Available!

Mobile Banking is here. Download our FREE mobile banking app today!

Pick Your Rate, Pick Your Term!

Act now and you may qualify for a rate as low as:

1.51% APR*

Whether you are purchasing a new vehicle or refinancing an existing auto loan from another financial institution, you’ll be able to get behind the wheel knowing that our competitive rates and terms are saving you money with every mile you drive.

Apply today!

Apply Online by visiting our website: SAFCU@Home

Apply by phone at:
(800) 541-2546

Or visit our office branch at:
800 W. Santa Ana Blvd. Santa Ana, CA 92701

*APR = Annual Percentage Rate
New and used vehicle rates as low as 1.51% for terms up to 36 months. These rates reflect a 1.00% rate reduction for automatic payment of your loan. Without automatic payment, the rates would be as low as 2.51% APR on new and used vehicles, up to 36 months. Standard APRs apply for terms greater than 72 months. (Payment examples: A vehicle financed at 1.51% for 36 months and 100% financing is approx. $28.44 per $1,000 borrowed. A vehicle financed at 2.51% for 36 months and 100% financing is approx. $28.87 per $1,000 borrowed. Please see a credit union representative for complete details about the promotion. All loans are subject to credit approval. Your actual rate is based on your individual credit profile. This offer is not valid for refinancing existing Santa Ana Federal Credit Union auto loans.

Home Equity Line of Credit (HELOC)
Thinking of installing solar panels on your home? Why lease when you can buy! Are you ready to turn your bedroom into a master suite or upgrade your kitchen? A Santa Ana FCU HELOC can help you afford all types of projects around your home!

Now through February 29, 2016, you can apply for a Home Equity Line-of-Credit and get up to $100,000.00 at at a rate as low as

3.25% APR1

Fixed for 12 months2

Up to 80% of Combined Loan to Value (CLTV)3

Don't wait apply for your loan today!

Apply today!

1 APR=Annual Percentage Rate. Promotion effective through 02/29/2016. Offer only valid for credit secured by your primary residence.

2 Your Home Equity Line-of-Credit (HELOC)APR will be fixed at a rate as low as 3.25% for the first 12 billing cycles from the date that we open your line-of-credit. After the 12 month introductory period your APR will adjust to the then current HELOC rate you would qualify for based on your individual credit profile. Your introductory rate will be based on your individual credit profile.

3 Your actual loan amount cannot exceed 80% combined loan to value (CLTV) including all first or second mortgage loans, lines-of-credit and encumbrances on your home. Please see a credit union representative for complete details about the promotion.

All loans are subject to income and home value verification. This offer is not valid for refinancing existing Santa Ana Federal Credit Union Home Equity Loans or Lines-of-Credit.

Santa Ana Federal Credit Union Employee Spotlight

Jessica Munoz has been a Member Service Representative for the Santa Ana Federal Credit Union for a little over a year. It didn’t take her long to realize that the SAFCU was a special place to work. Jessica works in the “Call Center” handling account inquires and questions for our SAFCU Members. She also takes information for our Members on loan applications as well as underwriting loans. Recently, Jessica has been involved with the SAFCU’s community outreach program. Jessica has been providing the parents of our Santa Ana Boys and Girls Club with financial planning presentations. Jessica is well received and respected by the parents. A key component in the SAFCU’s mission of giving back to the community is SAFCU Team Member Jessica Munoz. Jessica believes that the SAFCU cares deeply for its Members and strives to be a good community partner.

Quicken Conversion Instructions
If you use Quicken to help you manage your finances you can now download your account history from SAFCU@Home into Quicken. We've provided links to instructions on how to convert your SAFCU@Home history into Quicken. Please select the link that has the instructions for your version of Quicken.

  • Quicken Conversion Instructions MAC
  • Quicken Conversion Instructions Windows Express Web Connect
  • Quicken Conversion Instructions Windows Express Web Connect to Web Connect
  • Quicken Conversion Instructions Windows Web Connect to Express Web Connect
  • Quicken Conversion Instructions Windows Web Connect to Web Connect

  • Don't Tax My Credit Union!
    As a member-owner of Santa Ana Federal Credit Union, you benefit directly from the unique structure of your credit union. Like similar cooperatives, our not-for-profit status has always meant we are tax exempt.

    But today, that not-for-profit tax exempt status is being threatened in Congress by lobbyists from the for-profit banking industry. There is nothing big banks want more than to tax your credit union, thereby undermining its ability to offer higher savings rates, lower fees, and superior loan rates. In short, banks want to force everyone to do business at a bank.

    Congress is considering a drastic overhaul of the tax code. If congress listens to the big Wall Street banks, your credit union would soon lose its not-for-profit tax exemption, and with it, the high value you have come to expect from your credit union. This effectively means a new tax on you and your family.

    We can stop the big banks if we have the help of you, our members.

    Please click here

    to tell congress Don’t Tax My Credit Union. Only when your voice is heard on Capitol Hill will we be able to convince congress that a new tax on credit unions is actually a tax on you and on millions of other hard working families.

    All you need to do is click this link and then enter some basic information. It will only take you 30 seconds to protect the credit union choice that is so important to you, to your family and to your local community.


    See What Our Members Have to Say!

    "I have been banking with SAFCU for 15 years and I would like to take a moment to mention the professional service I received recently from one of your employees. I had a couple banking/loan requests and was referred to Maria Hafferkamp. She was extremely helpful, polite and responsive. She worked diligently to help me resolve my issues and even offered additional banking solutions, which I selected. She was always friendly and had a pleasant disposition. I have banked at SAFCU and have never once received anything other than professional service.

    Please also convey my deepest appreciation to Marisa Martinez, who has helped me so many times over the years. She, and her staff, are the reason I will never leave this bank. You guys all do such a great job."

    Thank you,


    "I have been a member of the credit union for 20 years, and I love SAFCU. I am always impressed with the member service and information accuracy that I receive from everyone - tellers, loan officers, and management alike. No other financial institution seems to care the way that Santa Ana FCU does. The Vice President of Operations, Marisa Martinez is the best of the best, greeted with a smile, immediate response, and always available to help. I also love the convenience of their online banking. I give Santa Ana FCU 5 stars! My whole family enjoys being members there too!”


    Rosie is the Office Manager for the Santa Ana Police Officers Association.

    Verify Your Membership with Sprint

    Sprint requires you to verify your Santa Ana Federal Credit Union Membership once per year to keep your discounted plan. Please watch this video to see how to complete the validation process.

    Sprint validation video



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         © Copyright 2013 Santa Ana Federal Credit Union. 800 West Santa Ana Blvd., Santa Ana, California 92701. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. government agency.