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Credit Cards

Whatever your spending style, we have a card for you.

Choose from two low-rate credit cards, both featuring the worldwide acceptance of Visa. Wherever your adventures may take you, our Visa Credit Cards can make it affordable, convenient and enjoyable!

  • Visa Classic - A basic, but versatile credit card, puts the power of Visa in your wallet.
  • Visa Platinum - Maximize your credit card usage with valuable member benefits.
  • Verified by Visa - Learn how to secure your online transactions.

 Visa Classic Details

  • Rates as low as 15.90% APR*
  • No annual fee
  • 25-day grace period
  • Credit limits up to $25,000
  • Online account access
  • Verified by Visa
  • Fraud protection

Visa Platinum Details

  • Rates as low as 11.90% APR*
  • No annual fee
  • 25-day grace period
  • Credit limits up to $25,000
  • Online account access
  • Verified by Visa
  • Fraud protection

Apply for a Visa Credit Card

Apply Now

You can also call (800) 541-2546 or visit branch office

SAFCU Credit Cards At-a-Glance

 SAFCU Visa Classic CardSAFCU Visa Platinum Card
Annual FeeNONO
Purchase APR15.90% APR*11.90% APR*
Cash Advance Fee2%2%
Extra BenefitsN/AN/A

Verified by Visa

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, easy-to-use service that confirms your identity with an extra password when you make an online transaction.

How it works:

  1. Activate the Verified by Visa feature. It's easy and only takes a few moments to activate your card. You can do it now on the secure Visa site or when prompted during the checkout process at a participating online merchant. Either way, your information is protected. 

    Activate Verify by Visa

  2. Shop at participating online merchants. When you submit an order at a participating online store, a Verified by Visa window will appear automatically. Enter your password, submit, and you're done. If you have not yet activated your Visa card, just enter the authentication information when prompted and create a password.
  3. Enjoy enhanced security. Look for the Verified by Visa symbol, and you'll know where you can shop online with extra security.

*APR=Annual Percentage Rate. 

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