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Checking Accounts

Dad and son

Our Checking Accounts, now powered by BaZing, offer personal protection benefits as well as tools that help you save money on the things you purchase every day. Find the account that is right for you! 

If you're looking for a FREE Basic Checking account, just enroll in eStatements and have an aggregate of $500 direct deposit to avoid the $3 monthly fee.

We do offer Checking Accounts to Members with ITINs! Click here to learn more.


Checking Account Comparision
BaZing benefits



Enjoy These Additional Benefits with Our Platinum, Premier, or Basic Checking Accounts:

  • No minimum opening deposit requirement

  • No average daily balance requirement

  • Overdraft Protection*

  • SAFCU NS Home (online banking) – 24/7 secure online access

  • SAFCU Bill Payer (via online banking) – Unlimited bill paying

  • Connect with Quicken (via online banking)

  • SAFCU-By-Phone (audio banking)

  • SAFCU NS Mobile Banking

  • SAFCU QwikSnap (Mobile Check Deposit – via Mobile Banking)*

  • Shared Branching access at more than 5,000 credit union locations

  • Send and receive money to/from other SAFCU Members/accounts

  • Paperless e-Statements

  • Account alerts to help manage your money and avoid fees

  • Visa® Debit Card*

  • Surcharge-free ATM access at more than 30,000 CO-OP Network locations

  • Fraud Risk Protection – 24-hour monitoring of SAFCU debit cards

  • Direct Deposit

  • Unlimited Check Writing

  • Unlimited Debit Card Use

Open a Checking Account Today!

Call 800.541.2546, visit our branch or apply online.

*Approval Required


Visa® Check Card


Your SAFCU Visa® check card will give you surcharge-free access at more ATMs than even the largest U.S. bank. Learn more about SAFCU's Visa® check card



The Ease of a Debit Card with the Purchasing Power of Visa®

  • Cash access at more than 30,000 surcharge-free CO-OP Network ATMs, including 5,500 7-Eleven locations

  • Make deposits at 9,000 deposit-taking ATMs

  • Use at millions of locations around the world, anywhere Visa® debit cards are accepted

  • Shop online with any website that accepts Visa® check cards

  • No annual fee

  • Verified by Visa® program for secure Internet shopping

  • Zero liability protects you from fraudulent charges made with your card



Overdraft Protection

Avoid the cost and embarrassment of checking overdrafts

We offer Member-friendly Overdraft Protection to provide automatic protection should you ever find yourself with not enough money in your checking account.

Complete the form below and we'll contact you shortly!

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Subject to the terms and conditions detailed in the Guide to Benefits.  


Identity and credit monitoring require additional activation for monitoring to begin.

You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.



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