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Savings Accounts

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A SAFCU Share Savings account is where it all begins. Not only is this the account needed to establish your credit union Membership, but it's a great way to tuck money away for a rainy day.

SAFCU Savings Details



  • ​​$5.00 minimum opening deposit

  • No monthly fee

  • Dividends earned on balances of $500 or more

  • Dividends are based on the average daily balance during the calendar month

  • Federally-insured up to $250,000 (These shares will be added to other accounts with the same ownership for a total of up to $250,000 in coverage.)

  • Free NSHome (online banking) with Bill Payer

  • SAFCU Mobile Banking

  • SAFCU QwikSnap (Photo Deposit – via Mobile Banking)*

  • Free paperless e-Statements

  • Free Direct Deposit

  • Mobile Deposit

*Approval and Direct Deposit required

SAFCU Savings Options

Which SAFCU Savings Account is right for you? We do offer Savings Accounts to Members with ITINs! Click here to learn more.


Here's a quick overview of our savings programs:


SAFCU deposits: individual accounts are insured up to $250,000 by the NCUA. Learn more about NCUA insurance.

Holiday Club accounts have a $10,000 account balance maximum.

All accounts: Fees could reduce the earnings on the account. Term share accounts: A penalty will or may be imposed for early withdrawal.

Share & Certificate Rates are subject to change and are current as of                                                                




Loyalty Plus Dividend Bonus Rates


Please contact the credit union for additional information regarding our Bonus Rates for Loyalty Plus Members.


Alternative Share Savings


Saving for a vacation, home repairs, or a special gift? Use an Alternate Share Savings account to set money aside at a higher rate.

Open Share Savings Account

Call 800.541.2546 or visit our branch today! 

Complete the form below and we'll contact you shortly!

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