Scam Alert: Kindly be informed that SAFCU will not call you from our direct line 714-834-1341 to verify information on your
debit card or credit card, nor on your online banking sign in information. Please do not give any information over the phone if you receive such a call.
Feel free to hang up and call us direct during business hours M - F 8:00 AM - 5:00 PM, thank you. Your security is our priority.
Personal
Loans

LIMITED TIME OFFER:
RATES AS LOW AS 8.24% APR*
Save money by getting a Personal Loan with rates as low as 8.24% APR!* Use the funds however you need—start a project, plan an adventure, or consolidate debt.
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Take a Vacation
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Remodel your home
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Consolidate debt
Not Ready to Apply Yet?
Complete the form below and we'll contact you shortly!*
*APR = Annual Percentage Rate. Stated rate of 8.24% APR effective July 1, 2026 through August 31, 2026. Includes rate reduction due to Relationship discounts of up to 0.75% (0.25% rate reduction for Members having Direct Deposit of entire net pay; 0.25% discount for Members that pay the loan through payroll, ACH Origination or automatic transfer; 0.25% discount for 'Loyalty Plus' Members.) Actual rate, loan amount, and terms are based on creditworthiness and may vary. Membership eligibility required. Other restrictions may apply. Contact Santa Ana Federal Credit Union for complete details.
*The form above is not a loan application.
VIP Line-of-Credit
SAFCU'S VIP Line-of-Credit is an unsecured revolving credit line that can be used for easy access to cash and secured checking overdraft protection. Because it's a revolving line of credit, you only pay interest on the money you draw. As you pay it back, you can access the loan when a financial need arises, anytime.
VIP Line-of-Credit Details:
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Competitive rates (view current rates)
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Can be used as Overdraft Protection
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Revolving credit line
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Low monthly payments available
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Five year re-qualification
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Automatic payments with Direct Deposit available
Signature Loan
Borrow the money you need for back-to-school expenses, taxes, a new laptop, a vacation or to pay off high interest debt—all without worrying about high monthly payments. SAFCU's Signature Loan lets you borrow money for all of life's expenses, at a rate that's lower than department store credit cards, payday lenders, and many credit issuers. It's simply the smart and affordable way to take control of your financial life.
Signature Loan Details:
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Competitive rates (view current rates)
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Terms up to 60 months
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Can be used for debt consolidation
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Low monthly payments available
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Automatic payments with Direct Deposit available
To apply for a loan, call 714.834.1341 and dial extension 0 to speak to a live person.
We do offer personal loans to Members with ITINs! Click here to learn more.

