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Share Certificates

Share Certificate

With a variety of terms and flexible savings options, our Share Certificates are the smart way to save while earning attractive dividends. SAFCU Share Certificates are market-driven, providing a fixed rate for a specific term. Once your certificate reaches its term, you have the option of renewing it with SAFCU and continuing to maximize your earnings. These short or mid-term investments can be an excellent addition to your overall portfolio.

Share Certificate Details
  • $1,000 minimum opening deposit

  • Terms from 3 months to 5 years

  • No monthly fee

  • Dividends are based on daily balance from the day of the deposit

  • Can be used for a Certificate-Secured Loan

  • Federally-insured up to $250,000. (These shares will be added to other accounts with the same ownership for a total of up to $250,000 in coverage.)

  • Free NSHome (online banking)

  • SAFCU Mobile Banking

  • SAFCU QwikSnap (Photo Deposit – via Mobile Banking)*

  • Free paperless e-Statements

  • Free Direct Deposit

*Approval and Direct Deposit Required

Open a Share Certificate Account
Call 800.541.2546, email, or visit our branch today! 

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