Share Certificates

With a variety of terms and flexible savings options, our Share Certificates are the smart way to save while earning attractive dividends. SAFCU Share Certificates are market-driven, providing a fixed rate for a specific term. Once your certificate reaches its term, you have the option of renewing it with SAFCU and continuing to maximize your earnings. These short or mid-term investments can be an excellent addition to your overall portfolio.

Share Certificate Details

$1,000 minimum opening deposit
Terms from 3 months to 5 years
No monthly fee
Dividends are based on daily balance from the day of the deposit
Can be used for a Certificate-Secured Loan
Federally-insured up to $250,000. (These shares will be added to other accounts with the same ownership for a total of up to $250,000 in coverage.)
Free NSHome (online banking)
SAFCU Mobile Banking
SAFCU QwikSnap (Photo Deposit – via Mobile Banking)*
Free paperless e-Statements
Free Direct Deposit