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Keep Cash In Your Wallet 

There are times in life when it helps to have more cash in your wallet. We offer Skip-A-Pay for when those times arise. If you have loans in good standing with us, you could qualify to skip two non-consecutive loan payments during a twelve month period.

Skipping Your Loan Payment is Easy 

Just complete the online form and enjoy the extra cash! Once we receive your request, your account will be reviewed. If you qualify, your due date will be advanced one month from the skipped month’s due date. If you have more questions about Skip-A-Pay you may call us at 714.834.1341 or 800.541.2546 and we’ll be happy to get you started.

Qualifying Loans


  • Auto and Motorcycle

  • RV & Boat Loans

  • Personal Loans


Processing Fee and Loan Terms

  • Each skipped payment has an administrative fee based on your monthly loan payment - $30.00 for monthly loan payments between $25.00 - $499.99 and $60.00 for monthly loan payments greater than $500.

  • The interest on your loan will continue to accrue and the skipped payment will set your expected pay-off date back more than one month.

  • If you have GAP insurance, skipped payments may be considered as delinquent payments if within the past 12 months.

  • If your loan payment(s) is/are automatically deducted from your paycheck or from another institution, we will deposit your payment into your regular SAFCU savings account (Share 1) on your payment due date.

  • You understand this type of arrangement does not constitute a new loan; however, the terms and conditions of your current loan(s) will change in that the payment(s) deferred plus interest will be extended at the end of your original loan(s) term.

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