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Vehicle 
Loans

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FINANCE YOUR NEXT RIDE: 

WITH RATES AS LOW AS 3.99% APR*

From your first car to a more fuel-efficient upgrade, a SAFCU Vehicle Loan helps you move forward with confidence. Enjoy competitive rates as low as 3.99% APR*, and quick approvals.

  • New or used cars, trucks and motorcycles

  • Vehicle refinancing 

  • Used vehicle model years (not to exceed 10 years old or 150,000 miles)

  • Up to 100% financing available

  • Competitive rates and terms

  • Low monthly payments available

  • Automatic payments with Direct Deposit

  • Quick loan pre-approvals

  • Loan approvals are good for 60 days

We offer quick loan approvals, discount services and even car-buying assistance. With SAFCU on your side, buying a new (or used) vehicle can be a fun and affordable experience!

We do offer auto & motorcycle loans to Members with ITINs! Click here to learn more.

Not Ready to Apply Yet?

Complete the form below and we'll contact you shortly!*

Thanks for submitting!

*APR = Annual Percentage Rate. Stated rate of 3.99% APR includes rate reduction due to Relationship

discounts of up to 0.75% (0.25% rate reduction for Members having Direct Deposit of entire net pay; 0.25%

discount for Members that pay the loan through payroll, ACH Origination or automatic transfer; 0.25%

discount for 'Loyalty Plus' Members.) Not all Members will qualify. Used vehicle model years not to exceed 10 years old or 150,000 miles. Minimum auto loan amount of $10,000.00 is required to earn bonus deposit.​ Actual rate, loan amount, and terms are based on creditworthiness and

may vary. Membership eligibility required. Other restrictions may apply. Contact Santa Ana Federal Credit

Union for complete details.

**The form above is not a loan application.

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