Our History and Leadership

Who We Are

At Santa Ana Federal Credit Union (SAFCU), we're more than just a place to bank, we're your financial partner for life. Our mission is to help you manage your everyday finances while building a stronger, more secure financial future. As a not-for-profit, Member-owned credit union, everything we do is designed with your best interest in mind. We offer a wide range of free or low-cost services, from savings and checking accounts to affordable loans and smart investment options, all backed by personalized support.

When you join SAFCU, you're not just a customer, you become a part-owner. That means no shareholders, no outside interests, just real value returned to you through lower loan

rates, higher dividends on savings, and a commitment to service that puts people first. Because here, you’re not just banking. You’re belonging.

Membership

Be a Community Partner

A Legacy of Member-First Service

Santa Ana Federal Credit Union was founded in 1950 with a simple mission: to serve the financial needs of City of Santa Ana employees. With just 18 Members, our roots were humble, but our purpose was clear. More than 75 years later, SAFCU has grown into a trusted financial partner for over 5,500 Members, managing more than $106.9 million in assets. This growth is a direct result of strong, values-driven leadership and the unwavering dedication of our volunteer Board of Directors, Members themselves who have generously shared their time, experience, and passion for the credit union movement. While the faces on our Board have changed over the decades, one thing has never wavered: our commitment to putting our Members first. It's not just our history, it’s the heart of who we are.

The Present

Everyone is eligible to join. In celebration of our 75th anniversary in 2025, we expanded our field of membership to include all individuals, including those with ITINs and immediate family members of current Members. Those living outside Santa Ana can join by becoming members of the Community Impact Fund. Today, we are a full-service credit union dedicated to meeting the needs of our Members. We offer financial products and services essential for navigating today’s complex banking landscape. Our commitment to innovation is driven by listening to our Members and serving each one with genuine care and a smile. We truly love what we do.

People Helping People Build a Better Community

Santa Ana is a vibrant and thriving community, full of culture, connection, and opportunity. We’re proud to serve as a local, Member-owned financial institution that residents can rely on for all their financial needs.

Credit Union Leadership

At Santa Ana Federal Credit Union, our Board of Directors is made up of dedicated Members, elected by the Membership, who serve on a volunteer basis. Their commitment stems from a shared belief in the credit union philosophy of People Helping People. Each Board member brings valuable experience and specialized skills in areas such as finance, marketing, accounting, education, and management. This diversity strengthens our leadership and ensures a well-rounded, strategic approach to governance. Our Board plays a vital role in maintaining full compliance with all regulations, by-laws, and industry standards, while always prioritizing the financial well-being and service experience of our Members.

Make a Difference, Volunteer with SAFCU

Are you passionate about your credit union and community? We’re looking for engaged, qualified Members to serve on our volunteer committees, and you might be the perfect fit.

As a volunteer, you’ll help shape the future of Santa Ana Federal Credit Union by participating in monthly committee or Board meetings and contributing to our annual Strategic Planning Session. It’s a meaningful way to live out the credit union philosophy of People Helping People. SAFCU Membership is required, and all applicants will be evaluated for financial responsibility. If you're ready to make an impact and lend your voice to the direction of your credit union, stop by for more information and an application today!